• Business
  • Workers’ Compensation
  • General Liability
  • Property
  • Cyber Liability
  • Commercial Umbrella
  • Commercial Auto
  • Spa Professional Liability
  • Errors & Omissions
  • Directors & Officers Liability
  • Employment Practices Liability
  • Professional Liability
  • Fiduciary Liability
  • Crime
  • Earthquake and Flood
  • Health
  • Medical Insurance
  • Dental Insurance
  • Vision Insurance
  • Hotel Specific ACA Medical Program
  • Self-Funding Insurance Options
  • Flexible Savings Account (FSA)
  • Health Savings Accounts (HAS)
  • Life Insurance
  • Short-Term Disability Insurance (STD)
  • Long-Term Disability Insurance (LTD)
  • Wellness Programs
  • Voluntary Insurance Plans
  • COBRA Administration
Petra Risk Solutions Services

Risk Management

P3, Petra Plus Process, is the Risk Management Division of Petra Risk Solutions. With a proactive and full-service approach, P3 provides individually tailored, property and state specific hospitality risk solutions to meet your day to day needs.

Workers’ Compensation

  • Workers’ Compensation Training and Claims Assistance
  • Experience Modification (Ex-Mod) Review and Analysis
  • Return to Work Programs
  • First Aid Only Programs

Risk Control

  • Detailed Statistical Loss Analysis and Benchmarking
  • Contractual Risk Transfer Training and Assistance
  • Harassment Prevention Training (AB 1825 compliant)
  • Claims Management and Review

Safety / Loss Prevention

  • Site-Specific Employee Injury Illness Prevention Plans (IIPP) (OSHA required) Includes: LockOut/TagOut, Hazardous Communications, and Bloodborne Pathogens Plans
  • Manager and Employee Safety Training (OSHA required)
  • Alcoholic Beverage Laws, Training and Compliance (C.A.R.E)
  • Hotel Safety Inspections
  • Hotel Security and Law Training
  • ADA Compliance Assistance and Guidance
  • DVD and Handout Training Materials (Spanish & English)

Human Resources

HR Guard is designed to help clients stay compliant by providing information and services relevant to the hospitality workplace. HR Guard also offers enhanced services tailored to suit the needs of your business.

Hospitality Insurance Services

  • Telephone and Email Access to HR Consultants (limited basis)
  • Employee Benefits Review
  • Provision of Updated Hospitality Industry Legislative Information-HR Specific
  • Generic HR Forms and Documents
  • Additional Services Available Through the HR Guard Program